Easily Find the Right Loan Quickly
Personal Loan
A personal loan is an unsecured loan offered by banks and financial institutions to meet various personal financial needs, such as medical expenses, travel, weddings, or emergencies.
Eligibility Criteria
- KYC Documents (Mandatory): PAN, Aadhaar, Local Address Proof.
- Age Requirement: Applicant must be between 21 to 58 years.
- Income Requirement: Minimum net income of ₹25,000 – ₹30,000 per month.
- CIBIL Score: Above 650 or -1 (no credit history).
- Required Documents: Latest Salary Slip and last 3 months’ Bank Statement.
- Eligible Employer Types: Public Limited Company, MNC, Large Private Limited Company, PSU.
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Note: Loan sanction, rejection, and ROI are subject to customer profile and verification at the time of application.
Eligibility Criteria
- Eligible Profiles: Salaried individuals working in CAT A, B, C, D companies (Max Loan Amt: A & B – 50 Lakhs, C – 30 Lakhs, D – 15 Lakhs). Also includes individuals working in Partnership/LLP/Proprietorship.
- Loan Amount: Min 1 Lakh, Max 50 Lakhs
- Tenure: 12 months to 96 months
- Age Norms: 23 years to 62 years
- Co-Applicant: Income of one co-applicant (spouse, mother, father, son) can be clubbed to increase eligibility
- Turnover: Not applicable
- Business Vintage: Not applicable
- Documents Required: Identity Proof, Address Proof, Salary Slips, Bank Statements (other documents may be required based on eligibility programs)
- CIBIL Norms: Minimum 755
- Income Norms: Tier 1 – 25K, Tier 2 – 22K, Tier 3 – 20K, Tier 4 – 20K
- Enquiry Norms: Unsecured lending enquiries should be ≤ 5 in the last 1 month (same-day, same-amount, same-product enquiries counted as one; enquiries ≤ 50K ignored)
- Balance Transfer Norms: CIBIL ≥ 755, Tenor 12–84 months, 12 months banking/SOA required, additional 5% funding on existing loan
- Degree Surrogate Program: Not applicable
Step-by-Step Process
Simple Path to Loan
Our goal is to provide a clear and concise overview of how our platform works and guide you through your loan application journey in just three easy steps.
Explore & Select Your Loan
Begin by browsing our wide range of loan categories right here on our homepage. Find and select the type of loan that matches your financial need—whether it's for a new home, a growing business, or a personal goal.
Choose Your Preferred Partner
Once you've selected a loan type, you'll see the trusted financial partners who offer it. Review the options available from leading institutions like Kotak Mahindra Bank, Aditya Birla Capital, and Aavas Financiers, and choose the one you prefer to proceed with.
Apply in Minutes
Clicking 'Apply Now' will take you to a simple and secure application form. Fill in your details and submit your request. That's it! Your information will be sent directly to your chosen partner, who will then contact you to take the process forward.