




A Balance Transfer Loan lets you shift your existing loan to another lender at a lower interest rate. It helps reduce your EMI burden and save on overall repayment costs.

- Salaried: Up to 25 years
- Self-employed: Up to 20 years
- At least 18 years
- Identity Proof: Aadhaar card, PAN card, Passport, Voter ID, Driving License, Post Office Passbook with linked account statement
- Address Proof: Latest 3 months’ electricity/water/telephone bill
- Income Proof: Latest 3 months’ salary slip (for salaried)
- Business Proof: Latest unofficial or official records, ITR, GST (for self-employed)
- Minimum built-up area: 250 square feet
- Up to 2% + GST of the loan amount
- Processing fee is non-refundable and will be deducted from the loan before disbursal

Simple Path to Loan
Our goal is to provide a clear and concise overview of how our platform works and guide you through your loan application journey in just three easy steps.

Explore & Select Your Loan
Begin by browsing our wide range of loan categories right here on our homepage. Find and select the type of loan that matches your financial need—whether it's for a new home, a growing business, or a personal goal.

Choose Your Preferred Partner
Once you've selected a loan type, you'll see the trusted financial partners who offer it. Review the options available from leading institutions like Kotak Mahindra Bank, Aditya Birla Capital, and Aavas Financiers, and choose the one you prefer to proceed with.

Apply in Minutes
Clicking 'Apply Now' will take you to a simple and secure application form. Fill in your details and submit your request. That's it! Your information will be sent directly to your chosen partner, who will then contact you to take the process forward.